Privacy Policy

Who we are:  Our website  is owned and operated by Joan Nowak, Nowak Enterprises, Inc. T/A Hybrid Business Advisors.

Your privacy is important to us, so we do everything in our power to safeguard our clients’ personal information. This privacy policy applies to the handling of information relating to all products and services offered by Hybrid Business Advisors.

Our privacy policy covers how and why we collect, use and protect your information. Hybrid Business Advisors may collect your personal information when you (a) place an order on our website (b) create an account (profile) on our website (c) contact us or book an online appointment or (d) sign-up or join our email lists

By visiting and/or purchasing from Hybrid Business Advisors you automatically accept the policies outlined below.

Information Sharing

Any information that we collect is used to confirm and/or fulfill your order or free information (downloads). Information may also be used to contact you regarding your order, respond to your inquiries or comply with applicable legal demands, laws and regulations.

All information that you provide is held strictly confidential. It is our policy to never rent, sell or otherwise share your personal information with other organizations for commercial purposes.

Postal Addresses
If you supply us with your postal address online, it will only be used to ship your order, send you any information that you specifically request, or let you know about occasional special offers.

Telephone Numbers
When you provide us with your phone number, we promise that you will only receive phone calls regarding online orders or services requested.  For cell phone users, we will not use this number for other information or texts without your consent.

Payment Information
We use encryption technology to protect your sensitive personal and financial information. Thanks to a combination of Digital ID and Secure Sockets Layer (SSL) protocol, our clients can rest assured that information is safe and secure.

Information that Hybrid Business Advisors collects may include name, address, telephone number, cell phone number, email address, transaction info, and billing (credit/debit card) information.

Newsletter Terms
We offer a MONTHLY eNewsletter or special emails to those who have subscribed to our mailing list. You may opt-out of these emails at any time using the unsubscribe link on any of our communication.

We use cookies to help us track browsing sessions on our site. These cookies contain no personal information. Each time a person visits our website, our web server automatically recognizes the customer’s domain IP address but does not acquire any other personal information.

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

For users that register on our website, we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

If you have an account on our site or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Visitor comments may be checked through an automated spam detection service.

Changes to Our Privacy Policy
From time to time, we may decide to use client information for new, unanticipated purposes that have not been previously disclosed in this Privacy Notice. If our information practices change at any time in the future, we will immediately post the changes on our website and give you the choice to opt out of these new functions. If you’re especially concerned about how your information is being used, we encourage you to check our website periodically to stay well informed of any possible updates.

For additional questions or information regarding our privacy policy, please contact:
Joan Nowak | (856) 533-2344 | 

Updated: June 20, 2018