Terms and Conditions

Welcome to HybridBizAdvisors.com, owned and operated by Nowak Enterprises, Inc. The following are the rules that govern use of this website. By using the site, you agree to be bound by these terms and follow these terms and all applicable laws and regulations governing the site. HybridBizAdvisors.com reserves the right to change these terms at any time, effective immediately upon posting on the site. If you do not agree to be bound by these terms, please do not use the site.

Permitted Use

You are only authorized to view, download and retain a copy of pages of this site for your own personal use, provided you retain all copyright and other proprietary notices contained in the materials. The content on this site is the property of Joan Nowak, Hybrid Business Advisors and protected by copyright laws. Do not duplicate, publish, modify or otherwise distribute the material on this site unless specifically authorized by us HybridBizAdvisors.com to do so. Requests for reprint or commercial use may be emailed directly to Joan Nowak at JNowak@HybridBizAdvisors.com.

Links to Third Party Websites

For your convenience, this website contains links to websites and servers maintained by third parties. Hybrid Business Advisors cannot guarantee, represent or warrant that the content contained in the site is accurate and is not responsible for their content. Your use of such sites is entirely at your own risk. If you have a problem with a link from the site, please email jnowak@hybridbizadvisors.com and we will investigate and take appropriate action.


The information contained within this website is provided for informational purposes only and is not intended to substitute for obtaining business advice from advisors and other professionals. While we use reasonable efforts to furnish accurate and up-to-date information, we do not promise that any information contained in or made available through this website is error-free. The site and its content are delivered on an “as-is” and “as-available” basis.

Contact Us

If you have questions about these terms or want to contact us for any reason, please email us at jnowak@hybridbizadvisors.com.

Date: 4/30/09